How can I solve this before I ctb

[OrganicCow]

Hello.

I want to ctb so badly. I have too many things going on in my life right now. Actually maybe the latter. I have nothing going for me. I just sit at home all day doing nothing. No job or anything I have no purpose.

I am going to go by hanging. I have hung myself before and I can handle it.

Its just a little tricky because currently me and my mom are splitting rent. We're both on disability and every month we both pay half of the rent. My only worry is that if I die then my mom wont be able to afford rent.

I currently have around $20,000 in savings and I think that I could leave that for her so that she is able to afford rent for a little while while she figures things out.

Is that an okay plan?

I just need to know how to make sure my mom wont be homeless.

Any advice is appreciated

 

[Cepheuss]

The best thing to do is leave her your savings itll buy her enough time to figure out a plan. If youre set on ctb there isnt much more you can do unless you choose to stick around a few more months where you live frugally and save some more money just to try help more but it could be easy to get stuck in a loop.

 

[kurgan]

If you being alive is what keeps your mum housed and prevents her from becoming homeless, then that's enough purpose to keep living.

 

[OrganicCow]

The best thing to do is leave her your savings itll buy her enough time to figure out a plan. If youre set on ctb there isnt much more you can do unless you choose to stick around a few more months where you live frugally and save some more money just to try help more but it could be easy to get stuck in a loop.

Thats what im thinking too. I dont want to be here for MONTHS so i doubt ill save anymore. It keeps her housed for more than a year. Is that enough time to figure something out?

If you being alive is what keeps your mum housed and prevents her from becoming homeless, then that's enough purpose to keep living.

Is it? I guess its kind of sick to think about. I'm so desperate and in so much pain that I feel sure she will figure out. Will she figure it out?

 

[isthisthingon]

Is it? I guess it's kind of sick to think about. I'm so desperate and in so much pain that I feel sure she will figure out. Will she figure it out?

She'll figure it out, life goes on.

 

[Cepheuss]

Thats what im thinking too. I dont want to be here for MONTHS so i doubt ill save anymore. It keeps her housed for more than a year. Is that enough time to figure something out?

Is it? I guess its kind of sick to think about. I'm so desperate and in so much pain that I feel sure she will figure out. Will she figure it out?

Yes thats enough time to figure it out. Does she have anyone to help though relatives friends etc

 

[OrganicCow]

Yes thats enough time to figure it out. Does she have anyone to help though relatives friends etc

She has three of my aunts and my girlfriend

 

[volo]

Is it? I guess its kind of sick to think about. I'm so desperate and in so much pain that I feel sure she will figure out. Will she figure it out?

I don't know that living just for someone else, but not for yourself, is actually the right purpose for living. Although, it can be, if you decide it is. For example, a lot of people here said they are not ctb-ing because of their pet…
And between 3 sisters, it's likely that she'll get some support.

 

[butterbutter143]

If you want your mother to receive the money immediately upon your death, you should try looking into a Payable on Death (POD) designation so that there aren't any legal complications. If your mom is on an SSI then receiving such a big sum of money could disrupt her disability pension/benefits, though if she is on an SSDI then there is no limit. Either way, a POD account would be safer because your mom wouldn't own any money until after your death, and she could spend it down quickly on rent and other essentials so that her benefits are not disrupted, assuming she's on an SSI.
You'd just have to name your mom as the beneficiary, and upon your death she can present your death certificate to the bank and get the funds directly.

She has three of my aunts and my girlfriend

Since she has so many people that can help her + $20,000, her risk of homelessness is very unlikely so you don't need to worry. There are many options for her, she could move in with one of her sisters, or her sisters could help out with expenses even. She could also apply for government housing, though she'd have to spend your savings quickly since having $20,000 in the bank could briefly disqualify her from some government programs.